Failed Credit Score

Discover How To Beat The Credit Scoring System!

Talk To A Mortgage Broker Today!

Call 1300 889 743

  • Home
  • Why Use Us?
    • Awards & Memberships
    • Lenders
    • Testimonials
  • FAQ
  • My Credit Score
  • Learn More
    • What is my credit score?
    • How does credit scoring work?
    • Why do lenders credit score?
    • Which banks credit score?
    • Why did I fail credit score?
    • Improve my credit score
    • No credit score home loans
  • Calculators
    • Credit Score Calculator
    • Home Equity Loan Calculator
    • Interest Only Mortgage Calculator
    • Loan to Value Ratio Calculator
    • Mortgage Payment Calculator
  • Free Assessment
  • Contact Us
You are here: Home / Calculators / Credit Score Calculator

Credit Score Calculator



1. What are you using the loan for?
  To buy a home
To buy an investment property
To refinance a home
To refinance investment property
To consolidate debt
To help fund my business
2. Are you applying for a loan on your own?
  Yes
No
3. How long have you lived at your current address?
  < 6 months
> 6 months but < 2 yrs
> 2 yrs
4. How long have you been in your job?
  I’m on probation
< 6 months
> 6 months but < 2 yrs
> 2 yrs
5. How are you employed?
  I’m self employed for more than 2yrs
I’m self employed for less than 2 yrs
I’m permanent full time or part time
I’m casual
I’m a contractor
I’m employed by an agency
6. How many credit enquiries are on your credit file in the last 6 months (how many loans / credit cards / utilities have you applied for)?
  No enquiries
One enquiry
Two enquries
Three to six enquiries
More than six enquires
7. Do you have any credit problems such as judgements or defaults?
  I am bankrupt
I am a discharged bankrupt
I have more than 2 defaults OR my defaults are over $1,000 in total OR my defaults are not yet paid
I have 2 or less defaults AND my defaults total less than $1,000 AND they have been paid
My credit history is clear!
8. Have you missed payments on your current debts?
  Yes, however it was more than 6 months ago
Yes within the last 6 months
No, I never miss repayments
9. How much are you borrowing?
  $0 to $300,000
$300,001 to $500,000
$500,001 to $750,000
$750,001 to $1,000,000
> $1,000,000
10. What percentage of the property value (LVR) are you borrowing?
  Less than 60%
Between 60% and 80%
80.1% to 85%
85.1% to 90%
90.1% to 95%
11. Do you have any genuine savings or shares (gifts are not included)?
  I have more than 10% of the purchase price in savings
I have more than 5% of the purchase price in savings
I have 3% of the purchase price in savings
I have no savings
12. What is your net asset position (assets minus liabilities) like?
  > $1,000,000
> $100,000
> $50,000
> $25,000
$0 to $25,000
I own nothing!
I own nothing and I am on an income over $50,000
My liabilities are more than my assets
Share and Enjoy:
  • Digg
  • Facebook
  • Twitter
  • Sphinn
  • del.icio.us
  • Mixx
  • Google Bookmarks
  • Reddit
  • StumbleUpon
  • Technorati
  • Yahoo! Bookmarks
  • Yahoo! Buzz
  • Print
  • Add to favorites
  • email

Quick Home Loan Enquiry

  1. (required)
  2. (valid email required)
  3. (required)
  4. (required)
 

cforms contact form by delicious:days

Pages

  • Home
  • Why Use Us?
    • Awards & Memberships
    • Lenders
    • Our Fees
    • Testimonials
  • My Credit Score
  • What is my credit score?
  • How does credit scoring work?
  • Why do lenders credit score?
  • Which banks credit score?
  • Why did I fail credit score?
  • Improve my credit score
  • No credit score home loans
  • Calculators
    • Credit Score Calculator
    • Home Equity Loan Calculator
    • Interest Only Mortgage Calculator
    • Loan to Value Ratio Calculator
    • Mortgage Payment Calculator
  • Get A Free Assessment
  • Contact Us

Mortgage Calculator

MortgageLoan
$
%
years
%
$ per year
$ per year
%

© Mortgage Calculator
$
years
%

© Loan Calculator

Return to top of page

Copyright © 2021 · Failed Credit Score · All Rights Reserved
Home Loans | Terms & Conditions | Privacy Policy | Site Map