Using us as your Mortgage Broker
We are APPROVAL EXPERTS, not just a normal mortgage broker.
Our services are FREE for most types of residential loans.
Australia wide services.
Access to over 40 lenders including the major banks.
A full member of the MFAA & COSL ensuring professional & ethical lending practices.
About our services
The Failed Credit Score website is owned and managed by the Home Loan Experts. We at the Home Loan Experts are mortgage brokers that specialise in the credit guidelines of different lenders.
While most mortgage brokers are just salesmen, we have a higher level of training & experience, and so can help you to get approved. You can find out more about the Home Loan Experts on our about us page.
Are there any fees?
For most loans there are no fees for our services. There are some situations where we may charge a fee, for more info read our page on mortgage broker fees.
Will I pay a higher interest rate?
In most cases we are able to help people who have failed the credit score of a major lender to get approved with another major lender. This is because we have an excellent understanding of credit scoring, and so know which lenders are likely to accept your application.
Each bank’s algorithms are different, so unless you have several credit issues it is unlikely that we will need to use a smaller lender. If you do need to apply with a specialist lender then in most cases the rate is still similar to the Bank Standard Variable Rate.
Apply for a home loan
You can either contact us or enquire online and one of our brokers will give you a call to arrange a free assessment of your situation.
